The Bank of Canada’s recent decision to hold its key interest rate at 2.75% reflects a cautious but optimistic stance as inflation continues to cool. For Canadian small and medium‑sized enterprises (SMEs), this stability brings a rare window of predictability. After years of sharp rate hikes and volatile borrowing costs, businesses now have an opportunity […]
Canadian small and mid-sized businesses (SMEs) are entering Q3 2025 with a sharper focus on capital efficiency, especially when it comes to acquiring or upgrading essential equipment. A volatile mix of trade policy shifts, lingering tariff threats, and interest rate uncertainty is reshaping how businesses finance heavy machinery, trucks, trailers, and farming equipment. With the
As Canadian small and mid-sized enterprises (SMEs) move into the second half of 2025, preparation for the Q4 rush is in full swing. From construction projects racing to meet year-end deadlines, to transportation firms scaling for holiday shipping demand, and even agricultural operations bracing for harvest cycles, seasonal fluctuations remain a powerful force. This year,
In June 2025, Canada officially passed the One Canadian Economy Act—a sweeping federal initiative aimed at eliminating internal trade barriers and accelerating nationwide infrastructure development. While the act has implications across sectors, it’s especially significant for small and medium-sized enterprises (SMEs) that rely on equipment, vehicles, and cross-border operations to thrive. From Abbotsford’s construction businesses
In the heart of British Columbia’s business corridors—Surrey, Abbotsford, Edmonton—2025 has become a pivotal year for small and mid-sized enterprises (SMEs) in the construction and transportation sectors. With credit still tight despite minor rate relief and the demand for liquidity at an all-time high, many are turning to an increasingly popular financing tactic: sale-leaseback agreements.
Why Construction and Transport SMEs Are Doubling Down on Sale-Leasebacks in Mid-2025 Read More »
Introduction: Lending Is Tighter—But Smarter Strategies Are Emerging As we move through 2025, the Canadian equipment financing landscape continues to tighten. Traditional lenders are exercising caution, approval timelines are stretching, and businesses in regions like Abbotsford, Surrey, and Edmonton are finding it harder to fund critical equipment purchases through banks alone. Yet, instead of scaling
In 2025, Canadian businesses face a new set of pressures—rising capital costs, evolving regulations, and a sharp focus on technological agility. For small and medium-sized enterprises (SMEs), staying competitive no longer means simply acquiring equipment—it means acquiring it smartly. Leasing is no longer just an alternative to buying; it’s a strategic move that can help
Smart Equipment Leasing Strategies Canadian SMEs Need in 2025 Read More »
In today’s uncertain economic environment, Canadian businesses are prioritizing flexibility, liquidity, and smarter capital deployment. Equipment leasing—once seen as a stopgap—is now a strategic move for small and mid-sized enterprises (SMEs) across construction, logistics, farming, and manufacturing. Whether you’re launching a startup or scaling your operations, understanding how equipment leasing works in Canada is critical
How Equipment Leasing Works in Canada: A Guide for 2025 Business Owners Read More »
In early 2025, Canada imposed a 25% counter-tariff on non-CUSMA-compliant vehicles and equipment imported from the U.S.—a move aimed at protecting domestic industry. While the broader objective is national economic resilience, the immediate effect for Canadian businesses is clear: equipment just got more expensive. This spike in acquisition costs is prompting businesses across sectors—from logistics
Creative Financing Strategies for Tariff-Affected Equipment in 2025 Read More »
Introduction Canadian businesses are entering a new financial landscape in 2025. With the federal government’s recent decision to implement significant tariffs on imported goods—in response to U.S. trade actions—many companies are now facing higher costs on essential equipment and vehicles. Whether it’s heavy machinery for construction, fleet trucks for logistics, or medical technology, businesses are
How to Finance Equipment Amid Rising Import Tariffs in 2025 Read More »
